A home inspection is a visual, non-invasive assessment of the property at a point in time. It is not a warranty, and it does not catch everything. Knowing what to expect helps you use the report well.
What is usually covered
A typical inspection covers the roof, exterior, foundation, structure, attic, plumbing, electrical, heating and cooling, insulation, and interior. The inspector looks for visible defects, safety issues, and signs of moisture.
Scope varies by state and inspector. Read the inspection agreement so you know what is included and what is excluded.
What an inspection may miss
Inspectors do not open walls, dig up the yard, or disassemble equipment. Hidden defects, buried lines, and issues behind finishes may not be visible. Some systems need specialized testing.
Ask about separate inspections for sewer lines, chimneys, radon, mold, pests, and structural engineering when relevant.
Questions to ask
- What are the most important findings?
- Which items are safety issues versus maintenance?
- What needs immediate repair?
- What should be evaluated by a specialist?
- Are there signs of moisture or past repairs?
Attend the inspection if you can. The conversation is often more useful than the report alone.
After the inspection
Use the report to prioritize repairs and negotiations. Not every item needs to be fixed before closing; some are maintenance items.
Get estimates for major issues before you remove contingencies. Keep the report for future maintenance planning.
Frequently asked questions
Do I need a home inspection for a new build?
A new-construction inspection can catch issues before the warranty period ends. It is a good idea even for a newly built home.
Can an inspector tell me if a house has mold?
A general inspection may note moisture or visible mold indicators, but mold testing is a separate service.
Should I waive the inspection to win a bid?
That is a personal risk decision. If you waive it, consider a pre-offer inspection or a specialized assessment for major systems.
Need help now? Call (877) 471-2907 and describe the situation. The line is open 7am–10pm EST, seven days a week. For a gas leak, fire, or life-threatening emergency, call 911 first.
About this guide: This information is general and educational. It is not a substitute for an on-site assessment, a licensed professional's advice, or your local building code. Verify licensing and insurance directly with any provider you hire.