Maintenance

Roof Inspection Guide for Homeowners

How to spot roof problems from the ground, in the attic, and after a storm — and when to call a professional.

You do not need to climb on the roof to notice many problems. Stains, granules, flashing, and attic moisture tell a story. This guide covers what to look for and when to stop investigating and call a roofer.

What you can see from the ground

Use binoculars from a safe spot. Look for missing, lifted, cracked, or curled shingles. Check the ridge line, valleys, and chimney area. Look for rust, loose nails, or sagging sections.

Check the gutters for granules, which can indicate shingle wear. Look at the fascia and soffit for water stains or peeling paint. A roof that looks wavy or soft is worth a professional inspection.

Attic clues

In the attic, look for water stains, damp sheathing, rusted nails, and daylight through the roof deck. Check for crushed or missing insulation, and look at the underside of the roof near valleys and chimneys.

A musty smell or visible mold in the attic can point to a long-term leak or poor ventilation. Do not disturb insulation or suspect materials without the right protection.

After a storm

Check for lifted or missing shingles, dented metal, damaged vents, and debris. Look for water spots on ceilings and walls. If you suspect damage, take photos before anything is repaired.

Avoid walking on a wet or damaged roof. If water is actively entering the house, place a bucket under the drip and move valuables away, then call for help.

When to call a roofer

  • Active leak or water staining on ceilings or walls.
  • Missing or damaged shingles after a storm.
  • Rust or damage around flashing and penetrations.
  • Sagging roof lines or soft spots.
  • A roof approaching the end of its expected service life.

Ask the roofer to show photos of the problem and explain whether a targeted repair will last or whether replacement is more practical.

Frequently asked questions

How often should a roof be inspected?

Many roofs benefit from an inspection once a year and after major storms. Older roofs or homes with trees may need more frequent checks.

Can I repair a small roof leak myself?

Small repairs are tempting, but roof work is hazardous and easy to make worse. A professional can identify the source and repair it safely.

Does homeowners insurance cover roof damage?

Coverage depends on the cause, the policy, and the age of the roof. Document the damage and ask your insurer before authorizing repairs.

Need help now? Call (877) 471-2907 and describe the situation. The line is open 7am–10pm EST, seven days a week. For a gas leak, fire, or life-threatening emergency, call 911 first.

About this guide: This information is general and educational. It is not a substitute for an on-site assessment, a licensed professional's advice, or your local building code. Verify licensing and insurance directly with any provider you hire.

Need a local professional?

Call (877) 471-2907 (open 7am–10pm EST) for help in your area.

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